API has developed a systematic approach to continually access what we believe to be the best investment opportunities—wherever they exist.

A Rigorous, Disciplined Process

API Funds believes that adhering to a well-defined investment philosophy and strong investment principals is essential to achieve long-term success through all market cycles. The goal is to find the right companies with the best valuations that offer the highest likelihood for success.

Equity Process

Equity research focuses on three key factors: valuation analysis, fundamental analysis, and global economic and political analysis.

The goal is to not only determine a company's opportunity for success, but also gauge the industry, economy, and political atmosphere in which it operates—a critical step often ignored by other firms. After reviewing the data, the Investment Committee selects those companies that present the maximum potential for investment success.

Fixed-income Process

Fixed Income research focuses on three characteristics: broad diversification, attractive yield spreads and potential upgrades in quality ratings.

API believes that worldwide diversification provides an investor the opportunity for a higher yield and stability of returns, while also offering protection from credit risk and unforeseen events. Analysis of sector spreads, business cycles and debt distribution helps the investment team uncover attractive individual issues and markets. The API philosophy and process focus on managing the risks related to the shape of the yield curve and sector allocation, while maximizing yield and stability.

Photo: View Above The Blue Ridge Parkway

Photo: Mabry Mill, Meadows of Dan, VA

Photo: Shenandoah National Park

Photo: Montpelier, Orange, VA

Photo: The Natural Bridge of Virginia

Photo: Appomattox Court House National Park

Photo: Shenandoah National Park

Photo: Shenandoah National Park

API Funds and Portfolios 2303 Yorktown Avenue Lynchburg, VA 24501 434.846.1361 800.544.6060 (toll free)
API Shareholder Services: 888.933.8274

Distributed by Unified Financial Securities, LLC. (Member FINRA)

Check the background of Unified Financial Securities, LLC on FINRA's BrokerCheck.

You should carefully consider the investment objectives, potential risks, management fees, charges and expenses of the Fund before investing. The Fund's prospectus contains this information and other information about the Fund and should be read carefully before investing. You may obtain a current copy of the Fund's prospectus by calling 800-544-6060. Past performance is no guarantee of future results. The investment return and principal amount value of an investment in the Fund will fluctuate so that an investor's shares when redeemed, may be worth more or less than their
original cost.

©2018 API Funds and Portfolios. All rights reserved.