API has developed a systematic approach to continually access what we believe to be the best investment opportunities—wherever they exist.

The Power of Diversification

The purpose of a portfolio manager is to control risk relative to return. API believes that broad diversification is the single most powerful risk management strategy. API believes that global exposure to all segments of the stock and bond markets not only reduces portfolio risk but also enhances return. In today's global economy, investors can use diversification across all tiers to establish a portfolio with a risk profile that is consistent with their goals.

Risk Management

Diversification across all tiers enables investors to create portfolios that can take advantage of opportunities—no matter where they exist—while managing for risk from unforeseen events.

Diversification does not ensure a profit or guarantee against loss.

Small- Cap and Mid- Cap investing involve greater risk not associated with investing in more established companies, such as greater price volatility, business risk, less liquidity and increased competitive threat.

Investments in international markets present special risks including currency fluctuation, the potential for diplomatic and political instability, regulatory and liquidity risks, foreign taxation and differences in auditing and other financial standards. Risks of foreign investing are generally intensified for investments in emerging markets.

Photo: View Above The Blue Ridge Parkway

Photo: Mabry Mill, Meadows of Dan, VA

Photo: Shenandoah National Park

Photo: Montpelier, Orange, VA

Photo: The Natural Bridge of Virginia

Photo: Appomattox Court House National Park

Photo: Shenandoah National Park

Photo: Shenandoah National Park

API Funds and Portfolios 2303 Yorktown Avenue Lynchburg, VA 24501 434.846.1361 800.544.6060 (toll free)
API Shareholder Services: 888.933.8274

Distributed by Unified Financial Securities, LLC. (Member FINRA)

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You should carefully consider the investment objectives, potential risks, management fees, charges and expenses of the Fund before investing. The Fund's prospectus contains this information and other information about the Fund and should be read carefully before investing. You may obtain a current copy of the Fund's prospectus by calling 800-544-6060. Past performance is no guarantee of future results. The investment return and principal amount value of an investment in the Fund will fluctuate so that an investor's shares when redeemed, may be worth more or less than their
original cost.

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