While each fund has specific objectives, they all share a single goal— to maximize their individual position on the efficient frontier.

API Short Term Bond Fund

The Short-Term Bond Fund is a short- duration bond portfolio that focuses on preserving capital while generating consistent monthly income.

The fund can invest globally and in all market capitalizations. As a result, API is able to seek the best opportunities for above average yield with less sensitivity to interest rate risk and credit risk.

The fund is generally appropriate for conservative, income-oriented investors who want to generate above-average income while limiting credit and interest rate risk.

SHORT TERM BOND FUND
FACT SHEET
API Short Term Bond Fund
"We employ a fixed income approach using three primary characteristics: broad diversification, attractive yield spreads and potential upgrades in quality ratings. Analysis of sector spreads, business cycles and debt distribution helps us uncover attractive individual issues and markets with above average yields from around the world."
David D. Basten
President/CIO

A Fund's direct or indirect investments in foreign securities, including depositary receipts, involve risks not associated with investing in U.S. securities that can adversely affect the Fund's performance. Foreign markets, particularly emerging markets, may be less liquid, more volatile and subject to less government supervision than domestic markets.

Photo: View Above The Blue Ridge Parkway

Photo: Mabry Mill, Meadows of Dan, VA

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Photo: Montpelier, Orange, VA

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Photo: Shenandoah National Park

Photo: Shenandoah National Park

API Funds and Portfolios 2303 Yorktown Avenue Lynchburg, VA 24501 434.846.1361 800.544.6060 (toll free)
API Shareholder Services: 888.933.8274

Distributed by Unified Financial Securities, LLC. (Member FINRA)

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You should carefully consider the investment objectives, potential risks, management fees, charges and expenses of the Fund before investing. The Fund's prospectus contains this information and other information about the Fund and should be read carefully before investing. You may obtain a current copy of the Fund's prospectus by calling 800-544-6060. Past performance is no guarantee of future results. The investment return and principal amount value of an investment in the Fund will fluctuate so that an investor's shares when redeemed, may be worth more or less than their
original cost.

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