While diversification manages risk, allocation is the strategic use of diversification to meet investment goals.
The API Master Allocation Portfolio Models
The most successful investing uses both diversification and allocation wisely. The API Master Allocation Models allow advisors and their clients to create customized Efficient Frontier portfolios by blending the various API Funds and Yorktown Funds. API's goal is to achieve a balanced whole using an asset allocation formula focused on placing each portfolio in the investor's "comfort zone" on the Efficient Frontier-and keep it there.
Advisors may use a model "as is" or customize it to suit specific client needs. API's proprietary service also allows advisors to customize the allocation mix by incorporating any of three levels of expected inflation. Each model can be back tested with actual performance against all major indices.
API actively manages each portfolio and makes the day-to-day investment decisions necessary to keep the allocations aligned with the specified long-term investment strategy. API provides quarterly reports that provide detailed portfolio updates that enable advisors and their clients to revise investment profiles and objectives, as necessary.
The graphic above demonstrates the potential risk/return characteristics of each model portfolio.
Actual results may differ.
Diversification does not ensure a profit or guarantee against loss.
Past performance is not necessarily an indicator of future performance.